Insurance and Financing

If stress over treatment costs has been preventing you from contacting 123 iSmile, set your worries at rest and give us a call. Many patients forego treatment that they need and deserve due to concerns over dental insurance coverage. Our friendly staff members are pleased to help you with information regarding treatment costs and payment options.

We also offer a convenient range of direct billing options for patients who need to top up insurance coverage and for those who don’t have dental insurance. Your insurance plan may cover general treatments like root canal therapy or extractions, while cosmetic treatments like bonding or veneers may not be covered.

Book Now

Insurance Options

Our dentists in Modesto accept several kinds of insurance, including all major PPO plans.

List of Accepted Insurances

  • Aetna
  • Ameritas
  • Anthem Blue Cross Blue Shield
  • Assurant
  • Blue Cross Blue Shield
  • Careington
  • Cigna
  • Delta Dental
  • Guardian
  • GEHA
  • Horizon Blue Cross Blue Shield
  • Humana
  • MetLife
  • Principal
  • UnitedHealthcare

We also offer dental insurance for veterans:

  • TriWest Healthcare Alliance
  • VA Community Care Network (CCN)
Ameritas
Anthem
Ameritas
Blue-Cross-Blue-Shield
Careingion
cigna
Delta Dental
geha
guardian
Horizon
humana
metlife
Principal
United Healthcare
CCN
TriWest Healthcare Alliance
aetna

Accepted Insurance Plans:

  • HMO Delta Care
  • All Major PPO insurances

Insurance may not cover certain services, such as cosmetic dentistry treatments. In this case, patients can use our convenient direct payment methods to settle out-of-pocket expenses.

Payment options include:

  • Cash
  • Check
  • Visa and MasterCard
  • HSA and FSA
  • CareCredit
  • Lending Point

If you don’t have dental insurance, please contact 123 iSmile for our low or no-interest financing options. Responding to the insurance-related questions during the first visit helps make the process easier and more hassle-free.

Insurance and Financing

Insurance and Financing